Who is this Tobias-guy?
And why I might be able to help you.
About me
Over three decades, I’ve worked across continents and company sizes, shaping smarter systems and stronger decisions. My background bridges data, psychology, and risk—bringing structure to complexity and insight to uncertainty. I help organizations decode complex data, anticipate risk, and build smarter decision systems—fast.
The unicorn skill set your problem needs
Few challenges live in just one discipline—and neither should your solutions.
By combining data science, psychology, and risk management, I offer a rare perspective that tackles complex challenges with both analytical precision and human insight.
In a nutshell
PhD in Finance (University of Frankfurt)
MPhil in Psychology (University of Cambridge)
MA in Economics (University of Wisconsin)
Over 30 years experience in risk management, having served financial institutions ranging from many of the world’s top 20 to local champions, niche specialists, and FinTech start-ups on all continents (50+ countries), all asset classes, all aspects of credit risk
Built McKinsey’s Risk Advanced Analytics Center of Competence in India
Book author (read more)
Taught/coached over 50 LGBTQ senior executives on transitions into new leadership roles
Lectured on “Creating Business Value through AI” at the Møller Institute, University of Cambridge
