
From problems to strategies since 1996.
What I love doing most
Innovative risk management
I design risk management systems for financial institutions combining Big Data, nontraditional data, and psychology.
Leadership in analytics
I built and led McKinsey’s global credit risk analytics team, achieving step-changing impact for clients worldwide.
Staying ahead of the curve
I love to stay curious—continuously learning, exploring new ideas, and sharing what I find valuable along the way.

Hi, I’m Tobias 👋
I’m a Senior Advisor, data scientist and psychologist with 30+ years of global experience in risk management. I help organizations and leaders succeed with a unique mix of analytics, psychology, and innovation to solve complex challenges and drive growth.
Consulting, minus the fluff
Need a fresh perspective on a complex challenge? I offer honest advice, hands-on thinking, and a rare, almost unicorn-like, skills set you won’t get from your average consultant. Together, we’ll build smarter systems and turn data into real results.


Algorithmic bias
Algorithmic bias impacts everything from social media feeds to life-changing decisions. While data scientists can address issues like biased data or overfitting, deeper societal and personal biases can be extremely hard to steer clear of.
In my book Understand, Manage, and Prevent Algorithmic Bias, I explore human and algorithmic biases, their sources, and practical steps to mitigate them.