Consulting
My approach to problem solving
From insight to implementation
Over the years, I’ve partnered with fintechs, startups, and global institutions—not just to advise, but to collaborate. My consulting approach is hands-on, pragmatic, and shaped by deep expertise in analytics, psychology, and risk. Whether designing decision systems or guiding strategic shifts, I focus on unlocking value fast—through co-creation, curiosity, and sharp thinking.
What you get and what you don’t
| ✅ I believe in | ❌ I don’t believe in |
|---|---|
| Co‑creating solutions in real time Let’s collaborate in workshops and long-term partnerships to develop strategies that adapt to your needs as we go. | Off-the-shelf solutions Every organization is different—custom challenges need custom thinking, not generic templates. |
| Blending disciplines for better answers I bring together data science, psychology, and risk management to solve complex challenges with smarter insights. | Theory without action Insights are only valuable when they lead to real-world results. Practicality always beats intellectual showmanship. |
| Building your team’s capabilities I’ll help you and your team own the solution so it lasts—no black boxes, no dependency. | Rigid consulting models You don’t need a 12-month roadmap when if one targeted engagement delivers the breakthrough. |
| Flexible, focused ways of working Whether you need a one-off design sprint or ongoing support, we’ll shape the format to fit the challenge. | Working in silos I don’t separate technical from behavioral or strategic problems—they’re always connected. |
The unicorn skill set your problem needs
Few challenges live in just one discipline—and neither should your solutions.
By combining data science, psychology, and risk management, I offer a rare perspective that tackles complex challenges with both analytical precision and human insight.
Don’t take my word for it. Take theirs.
»Tobias has been an incredible advisor for me these past 2 years. Every engagement with Tobias has expanded my mind and intellect to a new level.«
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„Tobias has been an incredible advisor for me these past 2 years. Every engagement with Tobias has expanded my mind and intellect to a new level, especially in many of our brainstorming hiking sessions :)) It was truly amazing to get his mentorship not only for my business growth, strategy but also for personal developments in both life and career. I truly value his advice and friendship.“
Jason Lin
Co-founder / CEO at Hotelzero
»Tobias has a disarming personality and blends interpersonal ability with mathematical prowess more adeptly than anyone I have met during my professional career.«
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„Tobias exists on another level. It’s something people can tell right from meeting him. He has a disarming personality and blends interpersonal ability with mathematical prowess more adeptly than anyone I have met during my professional career. He has taught me many things. That being a great data scientist is not just about cutting edge techniques, it is first and foremost about getting the basics done right. That one can be brutally honest without upsetting, just by putting bright conscious energy into one’s words. That all presentations must have executive summaries. Those lessons barely scratch the surface. I look forward to working with Tobias again.“
Nathaniel Mahowald
Founder at Pickaxe
